100% IIC C130 Guaranteed Success With Testing Engine

Exam Code: C130

Exam Name: Essential Skills for the Insurance Broker and Agent

Updated: Jul 09, 2026

Number: 79 Q&As with Testing Engine

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IIC Essential Skills for the Insurance Broker and Agent Sample Questions:

1. Insurance is based on the existence of which factor?

A) Absolute liability
B) Premium
C) Tortfeasors
D) Risk

2. What do statutory conditions and general conditions have in common?

A) Designed to protect the insured
B) Considered fine print wordings
C) Are countersigned by an executive of the insured
D) Apply to all types of insurance

3. When closing a sale, what makes it easier for the intermediary to counter any objections raised by the client?

A) Adopting assertive body language
B) Employing passive listening
C) Using unusual and extremely serious claims examples
D) Being aware of what is happening in the industry

4. Relay Cycle Shop has been non-operational for six months since an arsonist set fire to the building. The store is empty of all contents, and contractors continue to work onsite. The owner of the shop anticipates it will be able to reopen in four weeks. How would the shop traditionally be categorized by the insurer?

A) Vacant
B) Abandoned
C) Unoccupied
D) Idle

5. Which article is not insured for off-premises coverage unless it is scheduled?

A) Musical instrument
B) Firearm
C) Business computer
D) Silverware

Solutions:

Question # 1
Answer: D

Question # 2
Answer: B

Question # 3
Answer: D

Question # 4
Answer: A

Question # 5
Answer: C

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